Holding insurance inside super can provide a viable solution for cash-strapped clients by allowing them to fund premiums via their existing super account balance, or by making pre-tax contributions into super.
Total Care Plan Super (TCPS) has Flexi-linking, Split TPD and Split IP functionality allowing you to offer your clients cover inside or outside super, or a combination of both. And Super Payment Method can give clients an instant 15 per cent discount as well as ongoing savings, making for cheaper premiums.
Plus, if your clients’ needs change, CommInsure Protection’s continuation option offers you the ability to easily move cover outside the super environment, without having to provide any further health evidence.
We also have The SMSF Plan, a customised, easy to use product designed to offer SIS-aligned cover to SMSF trustees.