Things you should know:
Lifestream Guaranteed Income Annuities and CommInsure Investment Growth Bond are issued by The Colonial Mutual Life Assurance Society Limited (CMLA), ABN 12 004 021 809, AFSL 235035 a wholly owned but non-guaranteed subsidiary of Commonwealth Bank of Australia ABN 48 123 123 124 AFSL 234945 (Bank). CommInsure is a registered business name of the CMLA.
A Product Disclosure Statement (PDS) for Lifestream Guaranteed Income Annuities is available by clicking here. A PDS for the CommInsure Investment Growth Bond is available by clicking here. They can also be obtained from your Financial Adviser or by calling CommInsure on 1800 624 100. Please also view our Financial Services Guide.
The Bank and its subsidiaries (excluding CMLA) do not guarantee or in any way stand behind Lifestream Guaranteed Income Annuities and CommInsure Investment Growth Bond or the repayment of capital or interest by CMLA. Investments in these products are not deposits or other liabilities of the Bank or its subsidiaries (excluding CMLA).
The offers made in each PDS are currently available only to persons receiving this document within Australia. Applications from outside Australia will not be accepted.
This information is general advice only. You should consider your personal circumstances, financial objectives and needs and the relevant product disclosure statement before making a decision to purchase or continue to hold a product
Taxation considerations are general and based on present taxation laws and may be subject to change. CMLA is not a registered tax (financial) adviser under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on information in the case study to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.