Investment Growth Bond

EXPERIENCE STRENGTH DELIVER FREEDOM.

WINNER OF PLAN FOR LIFE INVESTMENT BOND OF THE YEAR, NINE YEARS IN A ROW.

An Investment Growth Bond has many of the features of other investments such as managed funds with the security and tax benefits of a life insurance policy. Your clients can select from nine investment options that invest in assets such as shares, property, fixed interest and cash.

Bonds can be a suitable investment for a broad range of people and across different stages in life. From young children to grandparents, high income earners to pensioners, the Bond suits a variety of investor’s needs.

Product flyer

Product Disclosure Statement 2017

See technical strategies

Other forms & documents

CommInsure Investment Growth Bond overview

Key benefits

Tax effective

If the bond is held for 10 years^*, you can potentially withdraw all or part of the proceeds tax free.
If withdrawals are made within the 10 year period a 30% tax offset may apply to the assessable profit portion of the withdrawal.

Guarantees

The Death Benefit Guarantee
Capital guarantees on certain investment options.

Flexibility

Full access to capital
Flexible estate planning features
A range of investment options
The flexibility to switch investments at any time with no switching fee.

Alternative to super

Unlike super, there are no contribution caps, allowing you to increase your investment in the Bond by making additional contributions^**.

^{*refer to the PDS for more information.}

^{**subject to the 125% rule.}

How to invest

To apply for an Investment Growth Bond, your clients will need:

A minimum investment of $1,000
To receive the Product Disclosure Statement (PDS) and complete the Application form
To be at least 10 years of age or older.

Investment returns

Returns will vary depending on a number of factors, including the investment options in which your client invests and the length of the time they're invested in the Bond.

Performance report