Total Care Plan (TCP) is now closed to new business (except continuation options and replacements). Existing customers can still increase, decrease, add options and obtain replacement policies. They will also continue to receive product improvements to ensure they provide ongoing valuable, contemporary protection.
Trauma Cover provides a lump sum of up to $2 million in the event that your client suffers from a specified medical condition or event, regardless of whether they are prevented from working or not. It pays out a benefit not because they are going to die, but because they are going to live.
Trauma Cover gives your clients the opportunity to create real options in a traumatic time. It can make a contribution towards financial survival by providing a benefit payment which your client may use to address a financial shortfall resulting from a period of serious illness.
Trauma Cover is available as a stand-alone policy or combined with Life Care, TPD Cover or Child Cover.
Trauma Cover is not available for policies held inside super.