Trauma Cover provides a lump sum of up to $2 million in the event that your client suffers from a specified medical condition or event, regardless of whether they are prevented from working or not. It pays out a benefit not because they are going to die, but because they are going to live.
Trauma Cover gives your clients the opportunity to create real options in a traumatic time. It can make a contribution towards financial survival by providing a benefit payment which your client may use to address a financial shortfall resulting from a period of serious illness.
Trauma Cover is available as a stand-alone policy or combined with Life Care, TPD Cover or Child Cover.
Trauma Cover is not available for policies held inside super.